- $33,810RRSP dollar limit for 2026 (18% of 2025 earned income, up to this amount)
- March 1, 2027RRSP deadline for the 2026 tax year
- $7,000TFSA limit for 2026; $109,000 total since 2009
- $8,000FHSA yearly limit; $40,000 lifetime
- $60,000Home Buyers' Plan withdrawal per person
- RRSPRRSPs explainedHow the deduction works, contribution room, the deadline, spousal and group plans, the Home Buyers' Plan and common mistakes.
- TFSA · FHSA · RESPThe other registered accountsTax-free savings, saving for a first home, and getting every dollar of education grants for your children.
- RetirementRetirement incomeTurning an RRSP into a RRIF at 71, minimum withdrawals, CPP, QPP, OAS and GIS, retiring early and protecting your savings.
- InvestingWhat to hold inside the planFunds and ETFs, fees, compounding, regular investing, and socially responsible investing.
- PlanningPlanning and protectionA four-step plan, checking an advisor's registration, tax and estate basics, and how to spot investment fraud.
- ToolsCalculatorsRRSP refund, compound growth with fees, retirement income and RRIF minimums. They run in your browser.
Start here
Stay safe
- Check that an advisor is registered before you hand over money.
- Know the signs of investment fraud: guaranteed high returns, pressure, crypto "opportunities".
- How CDIC and CIPF protect your accounts, and what they do not cover.
Independent and information-only. RRSP.org is not a bank, an advisor or a government site, and does not sell products. Figures are checked against the Canada Revenue Agency and other official sources (about this site). For advice about your own situation, speak to a registered professional.