Free RRSP, compounding, retirement and RRIF calculators
Four quick calculators. They run in your browser, store nothing and send nothing anywhere. Use them to compare options, then check your real numbers with your CRA My Account and your plan statements.
- RRSP refund calculatorEstimate the tax refund from an RRSP contribution at your marginal rate, what it grows to, and what you keep after tax when you withdraw it in retirement.
- Retirement calculatorEstimate what your RRSP, TFSA and other savings could grow to by retirement in today's dollars, and the monthly income they could pay until a chosen age.
- RRIF minimum calculatorWork out the minimum you must withdraw from a RRIF this year, using the CRA prescribed factors, and see how the minimum changes over the next 15 years.
Estimates, not advice. Every calculator assumes a steady return. Real markets go up and down, and tax depends on your province and your whole income. For decisions that matter, talk to a registered advisor or a tax professional.